Learn about property investments, personal money matters and coffee

The home of a local South African on a money journey.

Learn about property investments, money and side hustles

The home of a local South African on a money journey.

Hey, I am frugal

I love talking about property and money. 

Let's get you educated about money​

Do an online course

Take the plunge with Frugal and learn about what you need to look at before buying a property

Upskill on property

Learn about investing in property, spotting a good deal from a bad one, legalities of rental properties and tax.

Improve your personal finances

How you think about your money affects who you are. It makes you who you will be and what you will be eating in retirement.

Let's grow together so that we can get
a better return on our investments,
have a fuller life
and appreciate coffee more.

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Hey, I am frugal

I love talking about property and money. 

Some interesting facts about me: 

  • I drink too much coffee.
  • I have walked the Camino de Santiago twice
  • I have the most awesome wife
  • I am a software developer by day
  • I run a company called Effectify

My personal property Goal

I am 50 % from reaching my property goal. 

60%

Learn about
property

Learn about investing in property

Learn about
asset classes

Find our more about asset classes and what they are

Learn about personal finances

Where should your money be going?

Learn about money psychology

How you think about money will affect your life

Learn about
investing

Here's a great starting point for your journey with money

Property investments and strategies

Don’t outsource your financial life to someone else. Take control of it and keep your finger on your investment. With a little bit of effort you will be rewarded handsomely for your efforts!

Think about these things for starters:

  • Invest in something you can touch
  • Use other people’s money to pay your bond – i.e. rental property
  • Make calculated decisions when you invest and keep on making calculations throughout the lifetime of your investment
  • Make time once a year to research your rental income, fees and levies.
  • Reinvest your profits in new property
  • Keep your finger on your investment by getting involved in the body corporate
  • Look after your investment by maintenance and bettering your property
  • Invest for the long run
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