Unit trusts and ETFs A friend of mine recently contacted his broker and requested information about investing in ETFs. He received feedback that they don’t offer the service. Yet, they do have unit trusts. What is the difference between an ETF Read more…
Self employment lessons – bye bye boss! One day, after a year of planning, I decided to leave my job. I told my boss that I need to get more control over my life and need to jump. She was very Read more…
Planning to start a small business People like using big words such as budgets, business requirement specifications, business plans and arabica. Sadly, for most of us, we don’t have a clue what these are. We want to make money from Read more…
Where exactly is the problem? I’ve heard this too many times. The block sucks. The trustees are old and demented.. This managing agent is incompetent. I’ve been on both sides of the coin: having incompetent people managing a block where Read more…
What is debt review? Mrs Latte decided to max out all her credit cards, buy a billion rand house. She crashed her Porshe just last week which the insurance didn’t pay out – because she was driving from Johannesburg to Read more…
On the brink of death Everyone in the personal finance community thinks financial advisors are the used coffee grounds that should be used for fertiliser. Many outside the community have experienced shocking fees, excellent service and mixed reviews about what Read more…
The first client is more than the client I once had a potential client come and consult with me about her luxurious product. She sold soap. And it cost R 50 per bar. She wanted to explore the option of Read more…
Invest with others Imagine that you’re able to buy property. With other people. We know that property affordability is a huge problem in South Africa. With a high barrier of entry, it is difficult for the normal person to invest Read more…
The file of life for if something happens Most of us have the desire to leave a legacy. We want our children and those close to us to have everything they need when we’re gone. To make it easier for Read more…
Why would I want a home loan? Not everyone can afford to buy property cash. Some of us need some help by getting a loan from a bank. Other people want to help the bank finance an investment property. If Read more…