Lifestyle inflation and lifestyle creep The other day I had a chat with a friend. He told me he needed a bigger house, as the 2 bedroom home isn’t big enough for him, his wife and the baby. Being Frugal, Read more…
We have the house, so why not use it? Many people that have a spare bedroom have considered renting it out – whether through Airbnb or by opening a guesthouse. It might be some extra free cash in your pocket! Read more…
So you want to buy property with no cash? I often get questions like these: I don’t have any money. How can I get into property investment? How do I start using other people’s money to buy an investment property? Read more…
Losing your job and getting retrenched Its not easy when you stare retrenchment or the loss of your income in the face. It was there – 40+ hours a week, and now it’s gone. Though it’s hard to stay positive Read more…
Plan to fail or fail to plan People can make plans so complicated – especially financial plans. But it shouldn’t be. You should be able to get a one pager together to help you know where you want to go Read more…
Weddings shouldn’t be expensive Weddings on a budget doesn’t have to look cheap. With innovation and a bit of creativity, one can really go a long way in planning your ideal day without sacrificing the beauty and meaning of the Read more…
What are my employment options? When most people think of a job, they only think of full-time employment. Sadly, the other options are often labelled as not secure, not profitable or infrequent. Many forget about other options such as contracting, Read more…
Overtime, stress, resignations, disappearances and money Being full time employed isn’t all bad. You meet great people, you get to achieve things in a team and you all complain about the same things – hard work, low pay and working Read more…
What legal entity should I buy my property into? The question of whether to buy a property into a trust, company or on your own name is one I get exceptionally often. Many people want to know what the pros Read more…
I am a business Many people run their finances like a bankrupt business: Money comes in and flows right out into things that are neither important nor essential. The medium-sized businesses are acutely aware of spending, costs and money. They Read more…