Risk, balance and returns In which money machines/asset classes should I put my money that will offer me the best return at the lowest risk? I get this question a lot, and there is a simple answer for it: None. Read more…
What is estate planning? Estate planning can be exceptionally complicated. In essence it’s about handing over your belongings to other people when you die – yet the process and details are just crazy. I would not dare to say I will Read more…
Negotiating your loan interest Most people don’t like negotiating (especially interest rates for your home loan) – yet sadly in a capitalist society, we need to, if we want the best deal. Interest rates are small numbers with a huge Read more…
Starting investing ≠ handing over money Many people think that handing over money to a financial advisor means you’re investing. Though this might be true in some cases, investing is a lot more than just that. Investing is a journey Read more…
Do I need dread disease policy? Some people like having dead disease cover in place for in case something terrible happens to them. Imagine you find you, a 45 year old male, have a severe case of marlaria of the Read more…
The offer to purchase So, you’ve done all your checks and you’re ready to sign the offer to purchase? Awesome! But before you do, it’s worth understanding the details around what you’re signing. What it is and why it’s important Read more…
Money machines People use very big words such as asset classes and investment vehicles – and if you’re lucky, even words like financial instruments! I like to refer to these as money machines. They are designed so that you can Read more…
Flip property in South Africa Buy to sell – or better known as the ‘buy to flip’ strategy is one of the few property strategies to generate capital gains in a very short time. This is in contrast with buy Read more…
Who needs a financial adviser? According to a recent survey by the Financial Planning Institute (FPI) of Southern Africa, the reasons why consumers are wary to pursue financial planning are 70% because of lack of trust, 62% of affordability and Read more…
The holiday home renting strategy Renting a holiday home next to the beach is just bliss. You get to rest, get your strength back and relax. It is obvious why the appeal is so great for property investors to put Read more…