Who needs a financial adviser? According to a recent survey by the Financial Planning Institute (FPI) of Southern Africa, the reasons why consumers are wary to pursue financial planning are 70% because of lack of trust, 62% of affordability and Read more…
The holiday home renting strategy Renting a holiday home next to the beach is just bliss. You get to rest, get your strength back and relax. It is obvious why the appeal is so great for property investors to put Read more…
Billions of students on your property With more students joining tertiary institutions, it has become necessary to adapt accommodation to their needs around these locations. Many people are taking advantage of this and are converting old homes and flats into Read more…
Exchange traded funds, indexes and fees Words like, exchange traded funds (ETFs), TIC and indexes shouldn’t make you freak out emotionally. These are actually simple ideas. Let’s jump in first with a one-paragraph explanation. ETFs are exchange (such as the Read more…
Money and Relationships Relationships are important. So is money. Have you ever seen a couple fight about money? Well, me neither. It’s something we hear about but never see. People are scared when it comes to fighting in public and Read more…
How we work So, your mom invites you over and asks you to help her with her PC – she needs someone to update Windows for her. She’s willing to cook you your favourite food and make the time special Read more…
A story about today. I love this story so much, I decided to include it in my blog. On our journey about personal finances and money, we need to realise that it’s not about the end destination. It’s about the Read more…
Cheque or savings? A bank account is like your wallet – if you don’t have one, it’s the end of the world and you will die. We all know that some transactional accounts are better than others. Most of the Read more…
Bear market – sell off or stock up? We all know that the financial industry likes to throw big terms around (such as naming the market a bear or bull market). Yet, it’s vital in understanding what these terms mean. Read more…
Interest: simple and compoundingly complicated “Compound interest is the eighth wonder of the world. He who understands it earns it … he who doesn’t … pays it – Albert Einstein In recent years we’ve had many financial institutions promising returns Read more…