General finances – Resource allocation, that is, the process, markets, institutions, and instruments that facilitate the transfer of money and wealth
“If you want your children to be intelligent, read them fairy tales. If you want them to be more intelligent, read them more fairy tales”
Why should I use a rental agent to lease my property? I used a rental agent for my first few properties. They added so much value to my life. I received a phone call when something went wrong and they handled the tenant for me. Before we jump into what Read more…
Low risk, high returns! This is not financial advice Don’t be stupid. Rather drink coffee and give me the cash you want to invest in these opportunities! If you want lucrative returns on your investment, there is no better place than a scam. I mean, you want unregulated bitcoins to Read more…
Emergency fund or pay off debt? This is not financial advice. Please don’t see this as financial advice. This is an opinion piece. Do your own calculations and make your own decisions. After drinking too much coffee, I decided to throw the whole Twitter in disarray with a simple question: Read more…
I want my money to grow and be fully safe If you had R 100 000, where would you invest it? You don’t want to lose your money, but also not miss out on growth. Cash or equivalents have been the safe haven of people who don’t want to risk losing Read more…
My wallet has been stolen. I recently had a tenant who was about to move into my property. He paid the deposit, but not yet the first month’s rent. As you know, I am very strict about tenants in my property and payments. Just before he had to pay the first Read more…
What is debt review? Mrs Latte decided to max out all her credit cards, buy a billion rand house. She crashed her Porshe just last week which the insurance didn’t pay out – because she was driving from Johannesburg to Cape Town at 739 km/hour. She has a debt problem. Read more…
On the brink of death Everyone in the personal finance community thinks financial advisors are the used coffee grounds that should be used for fertiliser. Many outside the community have experienced shocking fees, excellent service and mixed reviews about what they actually do. For this article I would like to Read more…
Why would I want a home loan? Not everyone can afford to buy property cash. Some of us need some help by getting a loan from a bank. Other people want to help the bank finance an investment property. If you’re looking to get a loan from a bank, then Read more…
Compound negativity Have you noticed how many people want to either leave the county, leave a relationship, leave an investment or just leave life recently? Negativity is not unfounded. With the political landscape, economic climate, relationship issues that people have it’s understandable that life can be hard. It is similar Read more…