General finances – Resource allocation, that is, the process, markets, institutions, and instruments that facilitate the transfer of money and wealth
What is a business emergency fund? So, you have a personal emergency fund already? Excellent. But you might also have a side hustle, small business or have other interests that are dependent on cash flow. For example, my wife is self employed and has just hired her first employee. The Read more…
Have your cake and eat it – save time and money If you want to save time and money in your side hustle, small business or as a freelancer, you need to be intentional. We want everything done quickly, at a low cost and expect it to be top quality. Read more…
Ruining your financial future We know people don’t want to hear the truth about action, money and taking responsibility. So, for this reason, I decided to do a post on ruining your money future. I know we ruin our financial future all by ourselves, but I thought I would supply Read more…
“If you want your children to be intelligent, read them fairy tales. If you want them to be more intelligent, read them more fairy tales”
Why should I use a rental agent to lease my property? I used a rental agent for my first few properties. They added so much value to my life. I received a phone call when something went wrong and they handled the tenant for me. Before we jump into what Read more…
Low risk, high returns! This is not financial advice Don’t be stupid. Rather drink coffee and give me the cash you want to invest in these opportunities! If you want lucrative returns on your investment, there is no better place than a scam. I mean, you want unregulated bitcoins to Read more…
Emergency fund or pay off debt? This is not financial advice. Please don’t see this as financial advice. This is an opinion piece. Do your own calculations and make your own decisions. After drinking too much coffee, I decided to throw the whole Twitter in disarray with a simple question: Read more…
I want my money to grow and be fully safe If you had R 100 000, where would you invest it? You don’t want to lose your money, but also not miss out on growth. Cash or equivalents have been the safe haven of people who don’t want to risk losing Read more…
My wallet has been stolen. I recently had a tenant who was about to move into my property. He paid the deposit, but not yet the first month’s rent. As you know, I am very strict about tenants in my property and payments. Just before he had to pay the first Read more…
Unit trusts and ETFs A friend of mine recently contacted his broker and requested information about investing in ETFs. He received feedback that they don’t offer the service. Yet, they do have unit trusts. What is the difference between an ETF and a unit trust? Note: if you have no idea Read more…