How to think about money, debt and invesmtents – how does your brain interpret information and how do we think about these?
The file of life for if something happens Most of us have the desire to leave a legacy. We want our children and those close to us to have everything they need when we’re gone. To make it easier for everyone, it’s a good idea to have a file with Read more…
Compound negativity Have you noticed how many people want to either leave the county, leave a relationship, leave an investment or just leave life recently? Negativity is not unfounded. With the political landscape, economic climate, relationship issues that people have it’s understandable that life can be hard. It is similar Read more…
It started out of the blue. When I started the job, I couldn’t stop telling people how awesome it was. My manager even said “Here we don’t blame. We fix”. The first year working for the company was great. Yes, there were occasional people that disappeared, got taken away by Read more…
Lifestyle inflation and lifestyle creep The other day I had a chat with a friend. He told me he needed a bigger house, as the 2 bedroom home isn’t big enough for him, his wife and the baby. Being Frugal, I started asking questions about wants and needs: Do you Read more…
Plan to fail or fail to plan People can make plans so complicated – especially financial plans. But it shouldn’t be. You should be able to get a one pager together to help you know where you want to go financially – and I really hope it’s not in debt! Read more…
I am a business Many people run their finances like a bankrupt business: Money comes in and flows right out into things that are neither important nor essential. The medium-sized businesses are acutely aware of spending, costs and money. They need to know when anything changes promptly so that they Read more…
Risk, balance and returns In which money machines/asset classes should I put my money that will offer me the best return at the lowest risk? I get this question a lot, and there is a simple answer for it: None. 99% of cases gives higher returns with higher risk. We Read more…
Who needs a financial adviser? According to a recent survey by the Financial Planning Institute (FPI) of Southern Africa, the reasons why consumers are wary to pursue financial planning are 70% because of lack of trust, 62% of affordability and 55% because they do not know where to start. – Read more…
Money and Relationships Relationships are important. So is money. Have you ever seen a couple fight about money? Well, me neither. It’s something we hear about but never see. People are scared when it comes to fighting in public and arguing about money, yet behind closed doors, we know very Read more…
How we work So, your mom invites you over and asks you to help her with her PC – she needs someone to update Windows for her. She’s willing to cook you your favourite food and make the time special in return for your help. Now imagine your mom offered Read more…